Commercial Banking Services
Our seasoned team of commercial bankers understand the effort and commitment you invest in your business each day. That’s why we put the same effort into understanding the unique needs of your business and the industry you compete within.
Our tailored lending solutions, along with our treasury management products, provide business owners and operators the banking tools to help operate their business smoothly.
Our Business Checking Account is a non-interest bearing account with a $200 minimum to open an account. This is great when you're just starting out.
Business Money Market
This account has interest compounded monthly and a $1,000 daily or an average daily balance of $2,500 requirement. You can write a maximum of six checks each month. Fees may reduce your earnings, and a monthly fee may be incurred if your balance falls below the statement minimum.
Business Special Money Market
Opened with a minimum balance of $50,000, the interest on this account is compounded monthly. Your first 25 checks are free, and you can write a maximum of six checks per month. Fees can reduce your earnings, and a monthly fee may be incurred if the balance falls below the minimum. Any balance below $50,000 does not earn interest.
Business Savings Account
This account has a $100 minimum and quarterly compounded interest. You can have a maximum of six debit transactions monthly. An excessive transaction fee of $1 will be charged for each transaction in excess of six each month. Your fees may reduce the earnings on the account, and if your balance falls below the monthly minimum, a $5 maintenance fee will be incurred.
This is a simple way to acquire fixed assets, such as equipment or vehicles. Repayment terms are flexible, and we offer a variety of terms and attractive interest rates.
Revolving Lines of Credit
A convenient and secured line of credit gives you the financial control you need for things such as purchasing inventory, meeting payroll, and other operating expenses. You'll enjoy greater flexibility with this product.
Commercial Real Estate
We offer a variety of commercial real estate loans. Multi-Family Real Estate Loans and Owner-Occupied Commercial Real Estate Loans are just examples of a few of the options we can offer you.
Convenient Remote Deposit
Imagine never again having to rush to the bank after work to deposit a check for your business. FIRST SECURE COMMUNITY BANK offers our customers exactly that kind of service. With remote deposit, you can now deposit your checks so long as you have an Internet connection and scanner. Our Sugar Grove, Illinois, bank is proud to offer the latest banking features to make your life easier and more convenient, which allows you to enjoy more of your free time without standing in line at a bank or ATM.