Personal Checking Accounts

Personal Checking Account Comparison

Minimum Opening Deposit
Minimum Balance Requirement
Interest Bearing
Transaction Limits
Benefits

Free Checking

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Minimum Opening Deposit

$100

Minimum Balance Requirement

None
Account balance must retain a positive balance to remain open.

Interest Bearing

No

Transaction Limits

Unlimited

Benefits

    FREE Online/Mobile Banking

    FREE Bill Pay

    Debit Card

    Monthly Statement

 

Interest Checking

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Minimum Opening Deposit

$500

Minimum Balance Requirement

$500 minimum balance.
$5.00 fee if balance falls below the minimum in the statement cycle.

 

Interest Bearing

Yes

On balances greater than $0.01

Transaction Limits

Unlimited

Benefits

    FREE Online/Mobile Banking

    FREE Bill Pay

    Debit Card

    FREE First Box of (Basic) Checks

    Monthly Statement

 

Additional Features

1 - A Surcharge Fee may be charged at ATM terminals not owned and operated by First Secure Community Bank and ATM terminals not participating in the MoneyPass® Surcharge Free networks. Using an ATM that is not in the MoneyPass® Surcharge Free network may result in both the Bank charging an Out of Network Fee and the ATM Owner charging a Surcharge Fee. Please refer to the fee schedule for other related costs, such as replacement cards and rush orders.